Acceptance of Terms and Conditions:

By accessing our Website located at www.ayplaw.com, which is provided by the Law Firm of Andreas Y. Panayiotou & Co. LLC, (herein and after "Owners)", you accept and agree to be bound and abide by the current Terms and Conditions, which the user acknowledges to have read and understood. If the user does not agree to any of the Terms and Conditions, the user may not make use of the Website. We are happy to hear any comments or questions regarding the Terms and Conditions at panalaw@ayplaw.com.

Changes to the Terms and Conditions

The owners reserve the right to make any changes to the Website, its content and/or services offered through the Website and/or current Terms and Conditions, at any time and without notice. We will make sure to announce any major change in a prominent way. The use of the Website following the publishing of updated Terms means that the user accepts and agrees to any changes.

Accessing

We are working hard on improving the Website, but we can't guarantee that the Website will run 24/7 or that it will always be error free. In any case, we will not be liable, if for any reason, all or part of the Website is unavailable at any time or for any period, nor for any data loss. We also reserve the right to suspend or restrict access to some features to users and to disable any user account, at any time in our sole discretion for any or no reason, including, if in our opinion you have failed to comply with any provision of the Terms and Conditions.

Advertising

By accessing this Website, you agree not to send unsolicited e-mails to the e-mail addresses that are provided on the Website, for the purposes of advertising or market research, and not to advertise or sell any goods or services to other users of this Website or to benefit commercially from its content.

Limitation of Liability and Disclaimer of Warranties

Our Website is provided for general information purposes only and nothing on our Website is intended to provide legal or other professional advice. The use of our Website does not create an attorney-client relationship. Nothing on this Website constitutes a binding offer to perform any legal service in any jurisdiction. We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of fitness for a particular purpose and non-infringement. We are not liable for damages, direct or consequential, resulting from your use of the Website or your reliance on information published on the Website, and you agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses (including legal fees) arising from your violation of any third-party's rights. You acknowledge that you have only a limited, non-exclusive, non-transferable license to use the Website. We are not responsible for the content of any other site that links to our Website and we do not accept any liability in connection with any such sites or links.

Copyright

With the exception of copyright belonging to third parties (please check the copyright notices of third parties), and unless otherwise stated, all files and information contained in this Website and all material available through it, are subject to copyrights owned by Andreas Y. Panayiotou & Co. LLC, and/or its affiliated entities, and may not be duplicated, copied, modified or adapted, in any way without our written permission. All other rights are reserved. You cannot provide an electronic link to any page or document to our Website, without our consent and we reserve the right to request you to remove an electronic link from this Website at any time and you should remove it immediately. Our Website contains our service marks or trademarks as well as those of our affiliates or other companies, in the form of words, graphics, and logos and the use of our Website does not constitute any right or license to use our service marks or trademarks and does not grant any ownership rights to our content, without the prior written permission of Andreas Y. Panayiotou & Co. LLC. Our content, as found within our Website, is protected under the Republic of Cyprus copyrights laws. The copying, redistribution, use or publication of any such content, is strictly prohibited.

Governing Law and Jurisdiction

The Terms and Conditions and any dispute or claim arising out of, or related to, should be governed by, construed and interpreted in accordance with the laws of the Republic of Cyprus, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action or proceeding arising out of, or related to the Terms and Conditions of the Website should be instituted exclusively in the jurisdiction of the Cypriot Courts and the user submits irrevocably and exclusively to the said jurisdiction in relation to any such dispute.

Waiver and Severability

Our failure to exercise or enforce any right or provision of the Terms and Conditions should not constitute a waiver of such right or provision. The Terms and Conditions constitutes the entire agreement between the user and Andreas Y. Panayiotou & Co. LLC, by superseding any prior agreements (including, but not limited to, any prior versions of the Terms and Conditions). If any provision of the Terms and Conditions, is held by a court of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision should be eliminated or limited to the minimum extent, such that the remaining provisions of the Terms and Conditions will continue in full force and effect.